Important changes to your TD Rebate Rewards Visa Card
Effective on June 19, 2017, the TD Rebate Rewards Visa* Card will be renamed the TD Cash Back Visa* Card. See FAQs
Get to know the changes to your Card.
Effective June 19, 2017, the TD Rebate Rewards Visa* Card will be renamed the TD Cash Back Visa Card, and the TD cash rebate program will become the TD Cash Back Program.
This change is seamless and you don't need to do anything. Simply continue to use your existing Card to receive the updated benefits that start automatically on June 19, 2017. Your re-designed replacement Card will be sent at a later date.
Rest assured that your Card will continue to have no Annual Fee, your interest rate and other fees will remain unchanged. These changes will not affect your credit limit.
Overview of changes
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Earn Rate
Earn a 0.5% Cash Rebate on annual spending up to $3000
Earn a 1% Cash Rebate on annual spending of $3000.01 to $25,000
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Earnings Cap
0% Cash Rebate over $25,000
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Accessing Rewards
Cash Rebates are automatically credited to your statement annually each January.
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Insurance Coverage
None
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Earn Rate
Earn 1% in Cash Back Dollars on eligible gas and grocery purchases (as defined by Visa Canada Merchant Category Codes) and regularly recurring bill payments set up on your Card (merchants call this a “recurring payment with Visa”)
Earn 0.5% in Cash Back Dollars on all other purchases
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Earnings Cap
$5,000 annual cap on each category (gas, grocery and regularly recurring bill payments) that earns 1% in Cash Back Dollars. Get the base earn rate of 0.5% back after you hit the cap.
No cap on purchases that earn 0.5% in Cash Back Dollars
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Accessing Rewards
Redeem your Cash Back Dollars to help pay down your Account balance at any time during the year, or set up your account to be credited annually – the choice is yours. Your Cash Back Dollars will automatically add up as you earn them. Visit TDRewards.com to manage your redemption preferences. Set your preferences or make a redemption by calling 1-800-983-2582
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Insurance Coverage
New no-cost Purchase Security & Extended Warranty Protection1
Starting June 19, 2017, eligible purchases made with your Card that are lost, stolen or damaged within 90 days of purchase can be repaired, replaced or reimbursed.
If they come with a manufacturer’s warranty that is valid in Canada, the warranty period will double, up to 12 additional months.
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TD Rebate Rewards Visa Card (prior to June 19, 2017)
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TD Cash Back Visa Card (as of June 19, 2017)
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Earn Rate
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Earn a 0.5% Cash Rebate on annual spending up to $3000 Earn a 1% Cash Rebate on annual spending of $3000.01 to $25,000 |
Earn 1% in Cash Back Dollars on eligible gas and grocery purchases (as defined by Visa Canada Merchant Category Codes) and regularly recurring bill payments set up on your Card (merchants call this a “recurring payment with Visa”) Earn 0.5% in Cash Back Dollars on all other purchases |
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Earnings Cap
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0% Cash Rebate over $25,000 |
$5,000 annual cap on each category (gas, grocery and regularly recurring bill payments) that earns 1% in Cash Back Dollars. Get the base earn rate of 0.5% back after you hit the cap. No cap on purchases that earn 0.5% in Cash Back Dollars |
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Accessing Rewards
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Cash Rebates are automatically credited to your statement annually each January. |
Redeem your Cash Back Dollars to help pay down your Account balance at any time during the year, or set up your account to be credited annually – the choice is yours. Your Cash Back Dollars will automatically add up as you earn them. Visit TDRewards.com to manage your redemption preferences. Set your preferences or make a redemption by calling 1-800-983-2582 |
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Insurance Coverage
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None |
New no-cost Purchase Security & Extended Warranty Protection1 Starting June 19, 2017, eligible purchases made with your Card that are lost, stolen or damaged within 90 days of purchase can be repaired, replaced or reimbursed. If they come with a manufacturer’s warranty that is valid in Canada, the warranty period will double, up to 12 additional months. |
Not sure if this card is right for you?
If you have questions or would like to discuss other TD credit card options, we invite you to call us.
Stay informed
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1 Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, the item must be paid for in full using your TD Credit Card. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.
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